Most of the things we consider as needs can actually be wants and unnecessary.
Let's answer these few questions:
1. Is that sports car worth the effort to be in debt? let's face the facts: Many of these high fancy cars we see on our roads drink gas like a thirsty sahelian in a dessert. Maintenance is also very costly which makes us go deeper into debt. Take a good look at your car, do you really have to change it?? don't you think it looks old because you haven't sprayed it in a long time? go on, give it a nice spray and you will be amazed at how new it looks now. If it's not worth the money, don't buy that new sports car!!
2. Do you need a bigger and fancy home?? Are you sure you want to take this costly mortgage?? do you really need this? take a good look at your home setup, is the room small because you have unnecesary piece of furniture that you need to discard? don't you think all the overused clothes you have in the wordroom can be given out to homeless children in other to create some space in your room? If it's not absolutely necessary to change your home then forget about that mortgage. You don't need it!!
Let's continue tomorrow!
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